BOC SmartSaver vs UOB One & OCBC 360 Comparison

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Everyone knows about UOB One and OCBC 360, but what if you have extra savings? Should you consider BOC SmartSaver? Someone in our Telegram group asked about it, so let's break it down! 📉🔍

📌 BOC SmartSaver Interest Rates (Up to 7% p.a.?)
💰 Base Interest – 0.4% p.a. (applies to all balances)
💸 Bonus Interest:
✔ Salary Credit – 2.5% p.a. (Min. S$2,000 credited via GIRO)
✔ Card Spend – Up to 0.8% p.a. (Min. S$500 spend)
✔ Bill Payments – 0.9% p.a. (Min. 3 bills, S$30 each)
✔ Wealth Bonus – 2.4% p.a. (Insurance purchase, optional)
✔ Extra Savings Bonus – 0.6% p.a. (Balances above S$100K)

Realistic Interest Example: 4.3% p.a. on S$100,000 📊
👀 But is it better than OCBC 360 or UOB One? Let’s compare!

🔹 Realistic Interest: How much can you actually earn?
🔹 Best BOC Credit Card to Maximize Rewards
🔹 Comparison with OCBC 360 & UOB One
🔹 Which Account to Choose Based on Your Savings?

📩 Join the discussion: https://t.me/HoneyMoneySG/276075
📑 BOC SmartSaver details: https://www.bankofchina.com/sg/pbservice/pb1/202212/t20221230_22348761.html

⚠ OCBC 360 interest drops to 3.3% p.a. from May 2025 – this comparison is valid till April 30, 2025.

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