Revamp Your Savings! My New Strategy After UOB One & OCBC 360 Changes 💰

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The high interest party is officially over… With OCBC 360 slashing rates and UOB One requiring massive lock-ins, it’s time to pivot. In this video, I break down my updated savings plan — all while working remotely in Osaka, Japan.

🔍 Quick Highlights:

🚫 OCBC 360 Nerf
- Used to give 4.65%, now only 3.3% p.a.
- Final high interest by 13 May
- Salary, Save, Spend categories no longer worth it

🚫 UOB One Limitations
- Promo interest 4.1% p.a. (with conditions)
- Tax Saver promo: 6%
- Not spending $500/month on UOB Lady’s
- Not locking S$150K for 5 months

✅ HSBC EGA (May Option?)
- Base 2.75%, +1% with Everyday+
- Possible 3.75% p.a. — safest option for now

🎁 LongBridge Final Call
- 0.5 NVDA (S$2K tier) or 1 AAPL (S$10K tier)
- Up to 14% p.a. for 90 days

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