2025 SAFE MLO Exam Prep: Pass with 100 Questions🔥
Ace the SAFE MLO Exam with our 100-question prep! Join the free Birdsy AI revolution and ditch static study tools. 🚨

Exam Prep - by Birdsy
40.1K views • May 19, 2025

About this video
Here's the help you need to Pass the SAFE MLO Exam!
🚨 Static Study Tools Are Dead. Join the Birdsy AI Revolution - FREE!
👇 TRY BIRDSY FREE 👇
🌐 https://birdsy.ai/mortgage
Birdsy AI knows the Mortgage Loan Originator (MLO) exam inside out, tackling any question you throw at it. It delivers a personalized, intelligent study experience that adapts to you, explains tricky concepts, builds your strengths, and turns weaknesses into confidence — helping you pass faster.
Prepare to ace your MLO license exam with 100 practice questions covering key topics you’ll face on exam day. Questions are organized by topic. Use the links below to jump to specific areas or answer all questions in order. Questions move quickly, so pause the video to think through your answers.
This is Part One. For Part Two visit: https://youtu.be/6uDqK33_BYU
⏰ MLO Exam Topics Covered in This Video
00:00 - Introduction
00:30 - Truth in Lending Act (TILA)
03:34 - Real Estate Settlement Procedures Act (RESPA)
06:41 - Equal Credit Opportunity Act (ECOA)
09:21 - Home Ownership and Equity Protection Act (HOEPA)
12:22 - Fair Credit Reporting Act (FCRA) and FACTA
15:20 - Other Federal Laws (e.g., HMDA, MAP Rule)
18:01 - Mortgage Loan Products
20:31 - Mortgage Terminology and Concepts
22:58 - Types of Mortgage Instruments
25:35 - Secondary Market and Investor Guidelines
28:15 - Risk Analysis and Underwriting Principles
30:46 - Loan Application Process
33:17 - Verification and Documentation Requirements
36:06 - Qualifying Borrowers and Calculating Ratios
38:42 - Disclosures and Timing Requirements
41:17 - Closing Process and Funding
44:01 - Fraud Prevention and Detection
46:45 - Consumer Protection and Fair Lending
49:29 - Ethical Practices in Mortgage Origination
52:09 - Advertising and Anti-Steering Rules
55:05 - Licensing Requirements and Procedures
57:30 - Surety Bonds and Financial Responsibility
1:00:18 - Record keeping and Reporting Requirements
1:02:48 - Prohibited Conduct and Disciplinary Actions
🛎️ Subscribe To This Channel For:
✅ Comprehensive MLO Practice Exams
✅ Mortgage Exam Tips, Hacks, and More!
🌟 MLO Exam Topics Covered in This Video:
✅ Federal Mortgage Laws: TILA, RESPA, SAFE Act, ECOA
✅ General Mortgage Knowledge: Loan types, terms, mortgage math
✅ Loan Origination: Borrower qualification, disclosures, underwriting
✅ Ethics: Professional conduct, fraud prevention, consumer protection
✅ Uniform State Content: Model State Law, uniform regulations
📧 Contact Us
Got questions? Leave a comment, visit our website, or email hello@birdsy.ai.
👀 Trusted MLO Resources:
✅ NMLS (Nationwide Multistate Licensing System): Licensing and exam info at https://mortgage.nationwidelicensingsystem.org
✅ CSBS (Conference of State Bank Supervisors): Regulatory insights at https://csbs.org
✅ Birdsy.ai: AI-powered MLO exam prep at https://birdsy.ai
Disclaimer: Birdsy provides educational content for MLO exam prep. We strive for accuracy, but errors may occur, and content may become outdated. No exam outcome guarantees. Verify with NMLS or your state’s licensing agency.
#MLOExam #MortgageLoanOriginator #MortgageExamPrep #SAFEExam
🚨 Static Study Tools Are Dead. Join the Birdsy AI Revolution - FREE!
👇 TRY BIRDSY FREE 👇
🌐 https://birdsy.ai/mortgage
Birdsy AI knows the Mortgage Loan Originator (MLO) exam inside out, tackling any question you throw at it. It delivers a personalized, intelligent study experience that adapts to you, explains tricky concepts, builds your strengths, and turns weaknesses into confidence — helping you pass faster.
Prepare to ace your MLO license exam with 100 practice questions covering key topics you’ll face on exam day. Questions are organized by topic. Use the links below to jump to specific areas or answer all questions in order. Questions move quickly, so pause the video to think through your answers.
This is Part One. For Part Two visit: https://youtu.be/6uDqK33_BYU
⏰ MLO Exam Topics Covered in This Video
00:00 - Introduction
00:30 - Truth in Lending Act (TILA)
03:34 - Real Estate Settlement Procedures Act (RESPA)
06:41 - Equal Credit Opportunity Act (ECOA)
09:21 - Home Ownership and Equity Protection Act (HOEPA)
12:22 - Fair Credit Reporting Act (FCRA) and FACTA
15:20 - Other Federal Laws (e.g., HMDA, MAP Rule)
18:01 - Mortgage Loan Products
20:31 - Mortgage Terminology and Concepts
22:58 - Types of Mortgage Instruments
25:35 - Secondary Market and Investor Guidelines
28:15 - Risk Analysis and Underwriting Principles
30:46 - Loan Application Process
33:17 - Verification and Documentation Requirements
36:06 - Qualifying Borrowers and Calculating Ratios
38:42 - Disclosures and Timing Requirements
41:17 - Closing Process and Funding
44:01 - Fraud Prevention and Detection
46:45 - Consumer Protection and Fair Lending
49:29 - Ethical Practices in Mortgage Origination
52:09 - Advertising and Anti-Steering Rules
55:05 - Licensing Requirements and Procedures
57:30 - Surety Bonds and Financial Responsibility
1:00:18 - Record keeping and Reporting Requirements
1:02:48 - Prohibited Conduct and Disciplinary Actions
🛎️ Subscribe To This Channel For:
✅ Comprehensive MLO Practice Exams
✅ Mortgage Exam Tips, Hacks, and More!
🌟 MLO Exam Topics Covered in This Video:
✅ Federal Mortgage Laws: TILA, RESPA, SAFE Act, ECOA
✅ General Mortgage Knowledge: Loan types, terms, mortgage math
✅ Loan Origination: Borrower qualification, disclosures, underwriting
✅ Ethics: Professional conduct, fraud prevention, consumer protection
✅ Uniform State Content: Model State Law, uniform regulations
📧 Contact Us
Got questions? Leave a comment, visit our website, or email hello@birdsy.ai.
👀 Trusted MLO Resources:
✅ NMLS (Nationwide Multistate Licensing System): Licensing and exam info at https://mortgage.nationwidelicensingsystem.org
✅ CSBS (Conference of State Bank Supervisors): Regulatory insights at https://csbs.org
✅ Birdsy.ai: AI-powered MLO exam prep at https://birdsy.ai
Disclaimer: Birdsy provides educational content for MLO exam prep. We strive for accuracy, but errors may occur, and content may become outdated. No exam outcome guarantees. Verify with NMLS or your state’s licensing agency.
#MLOExam #MortgageLoanOriginator #MortgageExamPrep #SAFEExam
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Video Information
Views
40.1K
Likes
1.3K
Duration
01:05:21
Published
May 19, 2025
User Reviews
4.7
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