My new Cash Savings Strategy after UOB One & OCBC 360 nerf

🌉 Longbridge SG Code UIKHFMD9 https://hmsg.link/longbridge 📈 Click https://hmsg.link/ibkr to see my preferred broker 💹 Interactive Brokers 🔭 Telegram Group: https://t.me/HoneyMoneySG 📷 Instagram @HoneyMoneySG https://www.instagram.com/honeymoneysg - OCBC 360 Account R6U9FDOS ; 360 Save calculator https://hmsg.link/save360 🌟 My referral codes: https://t.me/sgpromocode 📙 Advanced Credit Card Mastery Course: https://hmsg.link/accm ☕️ Buy my Spreadsheets at Ko-Fi: https://hmsg.link/shop 🎵 TikTok https://www.tiktok.com/@honeymoneysg 📧 Email (Business only): sghoneymoney@gmail.com 🕸️ My Website: https://www.honeymoneysg.com 🏦 CREDIT CARDS 💳 🔗 https://hmsg.link/creditcard 📈 INVESTING & TRADING PLATFORMS 📈 🔗 https://hmsg.link/investing 💳 MULTI-CURRENCY CARD/WALLET 👛 🔗 https://hmsg.link/multi 💰 PAYMENT APPS 💰 🔗 https://hmsg.link/pay 🏦 FINANCIAL APPS 🏦 🔗 https://hmsg.link/finance 💼 BUSINESS 💼 🔗 https://hmsg.link/business ✈️ TRAVEL ✈️ 🔗 https://hmsg.link/travel 🛡️ Travel Insurance offers 🛡️ 🔗 https://hmsg.link/travelinsurance 🛍 LIFESTYLE 🛍 🔗 https://hmsg.link/lifestyle 👨🏻‍💻 PROFESSIONAL SERVICES 👨🏻‍💻 🔗 https://hmsg.link/services 🎥 FILMING & SOFTWARE 🎥 🔗 https://hmsg.link/film Camera: DJI Osmo Pocket 3 https://hmsg.link/djiop3 Disclaimer: The information provided in any affiliate referral or recommendation should not be considered as financial advice. The content is for general information purposes only and does not take into account your personal financial situation, goals or objectives. You should always do your own research and seek professional advice before making any financial decisions. We may receive compensation for affiliate referrals, but this does not influence our recommendations or reviews. Interactive Brokers provides execution and clearing services to its customers. Influencer is not affiliated with, recommended by or an agent of Interactive Brokers. Interactive Brokers makes no representation and assumes no liability to the accuracy or completeness of the information provided in this video. For more information regarding Interactive Brokers, please visit www.interactivebrokers.com. None of the information contained herein constitutes a recommendation, offer, or solicitation of an offer by Interactive Brokers to buy, sell or hold any security, financial product or instrument or to engage in any specific investment strategy. Investment involves risks. Investors should obtain their own independent financial advice and understand the risks associated with investment products/ services before making investment decisions. Risk disclosure statements can be found on the Interactive Brokers website. Influencer is a customer of Interactive Brokers. Interactive Brokers and Influencer have entered into a cost-per-click agreement under which Interactive pays Influencer a fee for each clickthrough of the Interactive Brokers URL posted herein. _________________________________ The high interest party is officially over… With OCBC 360 slashing rates and UOB One requiring massive lock-ins, it’s time to pivot. In this video, I break down my updated savings plan — all while working remotely in Osaka, Japan. 🔍 Quick Highlights: 🚫 OCBC 360 Nerf - Used to give 4.65%, now only 3.3% p.a. - Final high interest by 13 May - Salary, Save, Spend categories no longer worth it 🚫 UOB One Limitations - Promo interest 4.1% p.a. (with conditions) - Tax Saver promo: 6% - Not spending $500/month on UOB Lady’s - Not locking S$150K for 5 months ✅ HSBC EGA (May Option?) - Base 2.75%, +1% with Everyday+ - Possible 3.75% p.a. — safest option for now 🎁 LongBridge Final Call - 0.5 NVDA (S$2K tier) or 1 AAPL (S$10K tier) - Up to 14% p.a. for 90 days #NotSponsored