UK House Prices Likely to Fall Further 📉

Why UK House Prices Are About to Drop Even Further

If you think the UK housing correction is over, it’s not even close. The next eighteen months will bring the most significant price drops in over a decade — driven by forces most homeowners aren’t prepared for. More than 1.6 million homeowners are about to fall off cheap fixed-rate mortgages, forced to remortgage at 4.5% to 5.5% after years at 1.5% to 2%, creating hundreds of thousands of financially stressed sellers. At the same time, pensioners are selling early to avoid potential tax changes, and one-third of all landlords are exiting the market, overwhelmed by new regulations and collapsing profitability. The result: a surge in supply with collapsing demand, the exact setup for deeper, faster price declines.

This deep dive breaks down why UK house prices are set to fall even further, which regions will be hit the hardest, and why London and the Southeast are on track for the most aggressive declines. With buyer confidence at multi-year lows, mortgage capacity shrinking, Help to Buy owners trapped in negative equity, and landlords flooding the market with stock, the pressure on prices is intensifying. Buyers are waiting, sellers are blinking first, and forced sales are setting new, lower price benchmarks across the country.

You’ll also learn why first-time buyers can’t save the market, why affordability is still completely broken, how negative equity will spread through properties purchased in 2021–2022, and why even interest-rate cuts won’t reverse the trend. The next phase isn’t a blip — it’s a structural correction that will reshape UK housing for years. Whether you’re buying, selling, renting, or remortgaging, this analysis shows exactly what to expect next and how to protect yourself before the real downturn hits.

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