UK House Prices Drop Rapidly 🏡

The UK housing market just flipped - what does the data really show.

House prices are dropping in the South, landlords are selling up, and a massive refinancing wave is coming - but what does it *actually* mean?

In this video, I walk through exactly what's happening in the UK property market right now, using real data and sources - not just headlines or opinion. Whether you're an investor, homeowner, or first-time buyer, this shift could affect you more than you realise.

🏡 I'm still investing - and I explain why, what I'm watching closely, and how I'm planning my next move.

If you found this useful, I've also made a video on how I'd start investing in property with just £50K https://youtu.be/YLPTK_NIMis

💬 Let me know in the comments what you're seeing in your area - I try to reply to every one.

Catch you in the next one.

👇 All sources I mention are listed below:
🏷 Asking Prices & Supply
Rightmove House Price Index (June 2025)
https://www.rightmove.co.uk/news/articles/property-news/house-prices-fall-house-price-index-jun25

The Guardian - July 2025 asking-price fall (-1.2%, 20-year record)
https://www.theguardian.com/business/2025/jul/21/average-uk-house-asking-price-steepest-monthly-drop-for-20-years

📉 Mortgage Rates & Refinance Risk
myhomemoveconveyancing - 1.8 million fixed-rate mortgages end in 2025
https://myhomemoveconveyancing.co.uk/owners/remortgaging/remortgaging-in-2025-how-could-it-affect-you/

Moneyfacts - Average mortgage rate snapshot (July 2025)
https://moneyfactscompare.co.uk/news/mortgages/mortgage-rates-continue-to-fall-in-july/

🧾 Help to Buy - Impact
National Audit Office - Help to Buy Progress Review (PDF)
https://www.nao.org.uk/wp-content/uploads/2019/06/Help-to-Buy-Equity-Loan-scheme-progress-review.pdf

House of Lords Built Environment Committee report (2022)
https://lordslibrary.parliament.uk/meeting-housing-demand-built-environment-committee-report/

Shelter / LSE analysis of Help to Buy price effects
https://england.shelter.org.uk/what_we_do/updates_insights_and_impact/affordable_homes_programme_has_failed

The Guardian - “How Help to Buy blew up the housing market”
https://www.theguardian.com/society/ng-interactive/2024/jun/21/help-to-buy-how-a-disastrous-tory-policy-blew-up-the-housing-market

🚪 Landlords Selling & Section 24
Landlord Today - 15.6% of Q1 2025 listings ex-rentals
https://www.landlordtoday.co.uk/breaking-news/2025/02/landlords-wanting-to-sell-advised-to-take-the-plunge-soon/

Simply Business - Record number of BTL companies (401 k)
https://www.simplybusiness.co.uk/knowledge/landlord-tax/record-number-of-btl-companies/

AXA - Section 24 mortgage-interest relief changes explained
https://www.axa.co.uk/landlord-insurance/guide-to-section-24-tax-changes/

🏛 Renters' Reform Bill
Gov.uk - Bill introduction and overview
https://www.gov.uk/guidance/guide-to-the-renters-reform-bill

Parliament UK timeline (bill still in progress)
https://bills.parliament.uk/bills/3462

💯 100% Mortgages
Skipton Building Society - Track Record Mortgage product page
https://www.skipton.co.uk/mortgages/first-time-buyers/track-record-mortgage

The Guardian - Return of 100% mortgages coverage
https://www.theguardian.com/money/2025/jun/07/uk-mortgages-100-loans-are-back-will-they-work-for-you