Income-Driven Plans with Student Loan Forgiveness 📚

There are four Income-Driven Repayment plans for federal student loans - ICR, IBR, PAYE, and REPAYE/SAVE. The 8th Circuit Court of Appeals has held that only one of these plans includes long-term forgiveness. This doesn't change Public Service Loan Forgiveness, which allows payments made under any of these plans to count toward student loan forgiveness after 120 qualifying payments.