UOB One vs SC Bonus$aver 2025: Which High-Interest Account Reigns? ๐Ÿ’ฐ

Compare the top high-interest savings accounts for 2025 โ€” UOB One and SC Bonus$aver. Find out which offers better benefits and exclusive promo codes. Click to learn more!

UOB One vs SC Bonus$aver 2025: Which High-Interest Account Reigns? ๐Ÿ’ฐ
Chris @HoneyMoneySG
10.5K views โ€ข Jul 28, 2025
UOB One vs SC Bonus$aver 2025: Which High-Interest Account Reigns? ๐Ÿ’ฐ

About this video

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Weโ€™ve reached a point where only two high interest savings accounts (HISA) in Singapore are truly worth considering: UOB One and Standard Chartered Bonus$aver.

In this video, I break down the pros, cons, realistic interest rates, and who each account is best suited for. If youโ€™re tired of jumping through hoops for subpar returns, this is the ultimate comparison youโ€™ve been waiting for.

๐Ÿ”ต UOB One Account
3.3% p.a. interest (tiered, up to S$150K)
Conditions: $1,600 salary credit + $500 card spend
Good rewards cards: UOB One, EVOL, Ladyโ€™s
Bonus: Nation of Savers โ€“ S$340 for 7 months hold
Total effective return: ~3.69% p.a.

๐ŸŸก SC Bonus$aver
3.05% p.a. flat interest (no tiering, up to S$100K)
Conditions: $3,000 salary credit + $1,000 card spend
Optional: +2.5% p.a. for $20K investment via SC Online Trading
Access to London Stock Exchange (e.g. CSPX)
Total potential return: up to 5.55% p.a.

๐Ÿ’ฌ Conclusion
Prefer simple requirements and higher cap? UOB One is the easier option
Want higher yield and willing to invest? SC Bonus$aver offers better upside

#NotSponsored

Video Information

Views

10.5K

Likes

86

Duration

10:05

Published

Jul 28, 2025

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4.2
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