UOB One vs SC Bonus$aver 2025: Which High-Interest Account Reigns? ๐ฐ
Compare the top high-interest savings accounts for 2025 โ UOB One and SC Bonus$aver. Find out which offers better benefits and exclusive promo codes. Click to learn more!

Chris @HoneyMoneySG
10.5K views โข Jul 28, 2025

About this video
- SCB Bonus$aver Code C224D https://hmsg.link/scbonussaver
๐ Longbridge SG Code UIKHFMD9 https://hmsg.link/longbridge
๐ Click https://hmsg.link/ibkr to see my preferred broker ๐น Interactive Brokers
๐ฆ My Brown Llama/Alpaca https://s.shopee.sg/9zmyORhsqv
๐ My referral codes: https://t.me/sgpromocode
๐ Advanced Credit Card Mastery Course: https://hmsg.link/accm
โ๏ธ Buy my Spreadsheets at Ko-Fi: https://hmsg.link/shop
๐ต TikTokย https://www.tiktok.com/@honeymoneysg
๐ง Email (Business only): sghoneymoney@gmail.com
๐ฆ CREDIT CARDS ๐ณ ๐ https://hmsg.link/creditcard
๐ย INVESTING & TRADING PLATFORMS ๐ ๐ย https://hmsg.link/investing
๐ณ MULTI-CURRENCY CARD/WALLET ๐ ๐ย https://hmsg.link/multi
๐ฐย PAYMENT APPS ๐ฐ ๐ย https://hmsg.link/pay
๐ฆ FINANCIAL APPS ๐ฆ ๐ https://hmsg.link/finance
๐ผ BUSINESS ๐ผ ๐ https://hmsg.link/business
โ๏ธ TRAVEL โ๏ธ ๐ https://hmsg.link/travel
๐ก๏ธ Travel Insurance offers ๐ก๏ธ ๐ https://hmsg.link/travelinsurance
๐ LIFESTYLE ๐ ๐ https://hmsg.link/lifestyle
๐จ๐ปโ๐ป PROFESSIONAL SERVICES ๐จ๐ปโ๐ป ๐ https://hmsg.link/services
๐ฅ FILMING & SOFTWARE ๐ฅ ๐ https://hmsg.link/film
https://shopee.sg/product/1267000783/44161149926
Disclaimer: The information provided in any affiliate referral or recommendation should not be considered as financial advice. The content is for general information purposes only and does not take into account your personal financial situation, goals or objectives. You should always do your own research and seek professional advice before making any financial decisions. We may receive compensation for affiliate referrals, but this does not influence our recommendations or reviews.
Interactive Brokers provides execution and clearing services to its customers. Influencer is not affiliated with, recommended by or an agent of Interactive Brokers. Interactive Brokers makes no representation and assumes no liability to the accuracy or completeness of the information provided in this video. For more information regarding Interactive Brokers, please visitย www.interactivebrokers.com.
ย
None of the information contained herein constitutes a recommendation, offer, or solicitation of an offer by Interactive Brokers to buy, sell or hold any security, financial product or instrument or to engage in any specific investment strategy.ย Investment involves risks.ย Investors should obtain their own independent financial advice and understand the risks associated with investment products/ services before making investment decisions. Risk disclosure statements can be found on the Interactive Brokers website.
ย
Influencer is a customer of Interactive Brokers.ย Interactive Brokers and Influencer have entered into a cost-per-click agreement under which Interactive pays Influencer a fee for each clickthrough of the Interactive Brokers URL posted herein.
_________________________________
Weโve reached a point where only two high interest savings accounts (HISA) in Singapore are truly worth considering: UOB One and Standard Chartered Bonus$aver.
In this video, I break down the pros, cons, realistic interest rates, and who each account is best suited for. If youโre tired of jumping through hoops for subpar returns, this is the ultimate comparison youโve been waiting for.
๐ต UOB One Account
3.3% p.a. interest (tiered, up to S$150K)
Conditions: $1,600 salary credit + $500 card spend
Good rewards cards: UOB One, EVOL, Ladyโs
Bonus: Nation of Savers โ S$340 for 7 months hold
Total effective return: ~3.69% p.a.
๐ก SC Bonus$aver
3.05% p.a. flat interest (no tiering, up to S$100K)
Conditions: $3,000 salary credit + $1,000 card spend
Optional: +2.5% p.a. for $20K investment via SC Online Trading
Access to London Stock Exchange (e.g. CSPX)
Total potential return: up to 5.55% p.a.
๐ฌ Conclusion
Prefer simple requirements and higher cap? UOB One is the easier option
Want higher yield and willing to invest? SC Bonus$aver offers better upside
#NotSponsored
๐ Longbridge SG Code UIKHFMD9 https://hmsg.link/longbridge
๐ Click https://hmsg.link/ibkr to see my preferred broker ๐น Interactive Brokers
๐ฆ My Brown Llama/Alpaca https://s.shopee.sg/9zmyORhsqv
๐ My referral codes: https://t.me/sgpromocode
๐ Advanced Credit Card Mastery Course: https://hmsg.link/accm
โ๏ธ Buy my Spreadsheets at Ko-Fi: https://hmsg.link/shop
๐ต TikTokย https://www.tiktok.com/@honeymoneysg
๐ง Email (Business only): sghoneymoney@gmail.com
๐ฆ CREDIT CARDS ๐ณ ๐ https://hmsg.link/creditcard
๐ย INVESTING & TRADING PLATFORMS ๐ ๐ย https://hmsg.link/investing
๐ณ MULTI-CURRENCY CARD/WALLET ๐ ๐ย https://hmsg.link/multi
๐ฐย PAYMENT APPS ๐ฐ ๐ย https://hmsg.link/pay
๐ฆ FINANCIAL APPS ๐ฆ ๐ https://hmsg.link/finance
๐ผ BUSINESS ๐ผ ๐ https://hmsg.link/business
โ๏ธ TRAVEL โ๏ธ ๐ https://hmsg.link/travel
๐ก๏ธ Travel Insurance offers ๐ก๏ธ ๐ https://hmsg.link/travelinsurance
๐ LIFESTYLE ๐ ๐ https://hmsg.link/lifestyle
๐จ๐ปโ๐ป PROFESSIONAL SERVICES ๐จ๐ปโ๐ป ๐ https://hmsg.link/services
๐ฅ FILMING & SOFTWARE ๐ฅ ๐ https://hmsg.link/film
https://shopee.sg/product/1267000783/44161149926
Disclaimer: The information provided in any affiliate referral or recommendation should not be considered as financial advice. The content is for general information purposes only and does not take into account your personal financial situation, goals or objectives. You should always do your own research and seek professional advice before making any financial decisions. We may receive compensation for affiliate referrals, but this does not influence our recommendations or reviews.
Interactive Brokers provides execution and clearing services to its customers. Influencer is not affiliated with, recommended by or an agent of Interactive Brokers. Interactive Brokers makes no representation and assumes no liability to the accuracy or completeness of the information provided in this video. For more information regarding Interactive Brokers, please visitย www.interactivebrokers.com.
ย
None of the information contained herein constitutes a recommendation, offer, or solicitation of an offer by Interactive Brokers to buy, sell or hold any security, financial product or instrument or to engage in any specific investment strategy.ย Investment involves risks.ย Investors should obtain their own independent financial advice and understand the risks associated with investment products/ services before making investment decisions. Risk disclosure statements can be found on the Interactive Brokers website.
ย
Influencer is a customer of Interactive Brokers.ย Interactive Brokers and Influencer have entered into a cost-per-click agreement under which Interactive pays Influencer a fee for each clickthrough of the Interactive Brokers URL posted herein.
_________________________________
Weโve reached a point where only two high interest savings accounts (HISA) in Singapore are truly worth considering: UOB One and Standard Chartered Bonus$aver.
In this video, I break down the pros, cons, realistic interest rates, and who each account is best suited for. If youโre tired of jumping through hoops for subpar returns, this is the ultimate comparison youโve been waiting for.
๐ต UOB One Account
3.3% p.a. interest (tiered, up to S$150K)
Conditions: $1,600 salary credit + $500 card spend
Good rewards cards: UOB One, EVOL, Ladyโs
Bonus: Nation of Savers โ S$340 for 7 months hold
Total effective return: ~3.69% p.a.
๐ก SC Bonus$aver
3.05% p.a. flat interest (no tiering, up to S$100K)
Conditions: $3,000 salary credit + $1,000 card spend
Optional: +2.5% p.a. for $20K investment via SC Online Trading
Access to London Stock Exchange (e.g. CSPX)
Total potential return: up to 5.55% p.a.
๐ฌ Conclusion
Prefer simple requirements and higher cap? UOB One is the easier option
Want higher yield and willing to invest? SC Bonus$aver offers better upside
#NotSponsored
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Video Information
Views
10.5K
Likes
86
Duration
10:05
Published
Jul 28, 2025
User Reviews
4.2
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