UOB One Account Interest Rate Drop to 1.9% in December 2025 – What You Should Know

The UOB One Account, a favorite among miles chasers, is reducing its interest rate from 2.5% p.a. to 1.9% p.a. on balances up to S$150,000 starting December 2025. This change follows previous cuts in May and September 2025. In this video, we break down the new interest rates, how they affect your earnings, and what remains unchanged. We also explore alternatives for miles chasers and discuss whether the UOB One Account still holds its position as the best option. Stay informed and optimize your banking strategy!
Key Points Covered:
- New interest rates effective December 2025
- Comparison with previous rates
- Requirements to earn bonus interest
- 6% rebate promotion for tax payments
- Alternatives for miles chasers (OCBC 360, DBS Multiplier, etc.)
- Is the UOB One Account still the best choice?
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