Unlocking Student Loan Forgiveness: What You Need to Know 💡

Jay Fleischman is a student loan lawyer who's been helping borrowers tackle financial challenges for over 25 years. Licensed in New York and California, Jay has trained hundreds of attorneys to support borrowers and has been a leader in protecting consumer rights after bankruptcy.

In this video, you'll cut through the noise around student loan myths spreading on TikTok, especially the confusion about FERPA and disputing loans on your credit report.

You'll also learn the straightforward truth about student loan forgiveness paths like income-driven repayment, Public Service Loan Forgiveness (PSLF), disability discharge, borrower defense, and why bankruptcy is becoming a viable strategy for managing student loan debt.

RESOURCES
How FERPA Works: https://www.tateesq.com/learn/student-loan-dispute-ferpa-tiktok
Trump's Plans to Overhaul Student Loans: https://www.tateesq.com/learn/trump-administration-eyes-major-changes-student-loan-plans
How to File Student Loan Bankruptcy: https://www.tateesq.com/learn/can-you-file-student-loan-bankruptcy

CONNECT WITH STANLEY
Website: https://tateesq.com
LinkedIn: stanleytate

CONNECT WITH JAY
Website: https://www.moneywiselaw.com/
Tik-Tok: @moneywiselawyer
Instagram: @moneywiselaw

TEAM
Founder + Host: Stanley Tate
Editor: Patrick Kevin Angeles
Thumbnail Artist: Keanu Rafil

TIMESTAMPS
00:00 - Introduction & Guest Background
01:18 - The FERPA Myth on TikTok
04:00 - Why Student Loan Misinformation Spreads on Social Media
09:48 - The Credit Report Dispute Misconception
14:21 - Legitimate Student Loan Forgiveness Options
16:59 - Bankruptcy as a Student Loan Strategy
17:33 - Concerns about PSLF’s Future
24:06 - 25-Year Forgiveness and the One-Time Account Adjustment
33:10 - Why Disability Discharge Is Overlooked by Older Borrowers
36:59 - Psychological Barriers to Loan Forgiveness
39:52 - Bankruptcy: Increased Judicial Flexibility and Opportunity
42:46 - Closing Thoughts