Understanding Owner’s vs. Lender’s Title Insurance: The Importance of Both

When purchasing real estate, title insurance is a key layer of protection but many buyers are unaware that there are two types: Owner’s Title Insurance and Lender’s Title Insurance. Each plays a vital role in safeguarding against different risks. While one protects the buyer’s ownership rights, the other secures the lender’s financial interest. Understanding the core differences between the two can help you make an informed choice during your property transaction.