Top 4 Safe Investment Options for 2025 with Guaranteed Returns 💰

Enjoy up to 3.83% return with Interactive Brokers https://kvli.link/ibkr

Bank Accounts
► OCBC 360 CODE "O9J9FDOS"
► StanChart Bonus$aver https://kvli.link/scmgm
► Trust Bank CODE "R2MQBA4S" https://kvli.link/trust
► GXS Bank CODE “KELV895”
► MariBank CODE “6FIZ62YR” https://kvli.link/maribank
► HSBC EGA https://kvli.link/hsbcega

Cash Management Accounts
► Webull (free stock) https://kvli.link/webull
► Moomoo SG (free stock) https://kvli.link/moomoo
► Tiger Brokers (free stock) https://kvli.link/tiger
► POEMS Cash Plus https://kvli.link/poems
► FSMOne CODE "FSM1KELVIN"
► Endowus (free $100) https://kvli.link/endowus
► Syfe https://kvli.link/syfe
► StashAway (50% off fees) https://kvli.link/stashaway
► UOBAM Invest (free S$10) CODE "UOBAMKEL"
► Chocolate Finance: https://share.chocolate.app/nxW9/42mlm3rs
► Wise (S$900 free transfer) https://kvli.link/wise

Mid Term Savings
► BigFundr (free rewards) CODE "R19037B" https://kvli.link/bigfundr

Resources
► Best SSB https://www.ilovessb.com/
► Best Fixed Deposits https://growbeansprout.com/insights/savings/singapore-best-fixed-deposit-rate
► Spreadsheet https://ko-fi.com/s/1eb664295c

► Join my Telegram https://t.me/kelvinvest

0:00 - Intro
0:57 - Best bank accounts (with salary)
5:22 - Best bank accounts (without salary)
7:23 - Best cash management accounts
10:04 - Best places to park mid term savings

*None of this is meant to be construed as investment advice. It's for information purposes only. Links above include affiliate commission or referrals. I'm part of an affiliate network and I receive compensation from partnering websites.*