PAYE vs. IBR: Which Is Best Now? 🤔

Confused about whether to choose PAYE, Old IBR, or IBR for New Borrowers now that the PAYE application has reopened? You’re not alone. In this video, I break down the key differences between these plans so you can confidently make the best decision for your student loans.

We’ll also go over four specific scenarios to help you decide:
1️⃣ If you’re currently on SAVE Forbearance
2️⃣ If you just graduated
3️⃣ If you’re pursuing PSLF (Public Service Loan Forgiveness)
4️⃣ If you’re already on PAYE

By the end of this video, you’ll have clarity on what steps to take next to save money and avoid costly mistakes.

If you still have questions, drop them in the comments or schedule a free call with FitBUX—where we help you navigate the student loan maze with confidence.

Chapters:
00:00 Let the Confusion Begin
00:43 Clear the Confusion
04:11 What to do if on SAVE Forbearance
05:04 What to do if I'm a New Grad
05:56 What If I'm On PSLF
06:29 What If I'm Already On PAYE



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