Credit Risk Modeling Using Machine Learning – Full Python Data Science Project (Step-by-Step)

In this project, we’ll build a Credit Risk Modeling system using Python and Machine Learning from scratch. You’ll learn how to process real-world financial data, apply Scikit-learn for model training, and deploy an interactive dashboard with Streamlit. Whether you’re a beginner in data science or preparing for interviews, this step-by-step tutorial will help you understand how to evaluate credit risk, handle imbalanced datasets, and create a complete end-to-end data science project in Python. Dataset: https://www.kaggle.com/datasets/kabure/german-credit-data-with-risk Thanks for watching my video. I share new Data Science videos weekly, you can subscribe for more videos like this. You can check the channel playlists for more videos like this. Data Science YouTube Playlists: Data Science Full Courses & Projects: https://youtube.com/playlist?list=PLTsu3dft3CWiow7L7WrCd27ohlra_5PGH&si=aPLdKzzm6d3STiVw Machine Learning Tutorials (Python Scikit-learn): https://youtube.com/playlist?list=PLTsu3dft3CWhSJh3x5T6jqPWTTg2i6jp1&si=wUQEzzLtGCQMofP5 AI Tutorials (LLMs, LangChain and OpenAI): https://youtube.com/playlist?list=PLTsu3dft3CWhAAPowINZa5cMZ5elpfrxW&si=eB977ZjQ9P6Tg-zY Data Analysis Tutorials (Python Pandas): https://youtube.com/playlist?list=PLTsu3dft3CWhwPJcaAc-k6a8vAqBx2_0t&si=c-xOry-7zyTxc2VJ Data Science Interview Exercises (Questions & Answers): https://youtube.com/playlist?list=PLTsu3dft3CWhXwqyqlHvAuaiIuZ1NHS2P&si=-SZJIS9xxnClX9Xg Data Science & Machine Learning Projects: https://youtube.com/playlist?list=PLTsu3dft3CWg69zbIVUQtFSRx_UV80OOg&si=_iZwYDowXBUE5I-9 Python Time Seires Analysis: https://youtube.com/playlist?list=PLTsu3dft3CWibrBga4nKVEl5NELXnZ402&si=Y28xzOF25F_aR37f Natural Language Processing (NLP): https://youtube.com/playlist?list=PLTsu3dft3CWjYPJi5RCCVAF6DxE28LoKD&si=2-gVxeZ-SxniCNMf Deep Learning with PyTorch: https://youtube.com/playlist?list=PLTsu3dft3CWghrjn4PmFZlxVBileBpMjj&si=ERBNHuuI7BPNx_EF Check my Data Science courses from here: https://www.onurbaltaci.com/courses Udemy Courses Data Science Projects: https://www.udemy.com/course/data-science-projects-3/?referralCode=AEC736448BA104C3EC3F Data Analysis Interview: https://www.udemy.com/course/data-analysis-interview/?referralCode=3270B750A08BE82F7994 Python for Data Analytics: https://www.udemy.com/course/python-for-data-analytics/?referralCode=0782B89299FFF7561184 Machine Learning with Python: https://www.udemy.com/course/python-machine-learning-course/?referralCode=09455A4817E14D6B83D8 Python Programming: https://www.udemy.com/course/python-basics-i/?referralCode=3C8A77721CCEA802B372 Time Series Analysis: https://www.udemy.com/course/python-for-time-series/?referralCode=439816EE7E65C91F1B55 Natural Language Processing (NLP): https://www.udemy.com/course/python-natural-language-processing/?referralCode=AFFEAA30617CA01E6819 I share Data Science content (short videos, articles and projects) on Instagram: https://www.instagram.com/datascience_101/ Some other videos I published: Python Data Science Bootcamp (7+ Hours): https://www.youtube.com/watch?v=6gDLcTcePhM Python PySpark Big Data Analytics Course: https://www.youtube.com/watch?v=jWZ9K1agm5Y&t=2009s Python Polars Big Data Analytics Course: https://www.youtube.com/watch?v=aiHSMYvoqYE Python Plotly Data Visualization Course: https://www.youtube.com/watch?v=W_qQTKupZpY Python Data Analysis Project: https://www.youtube.com/watch?v=xuSx4jpsTz8 Python Machine Learning Project: https://www.youtube.com/watch?v=47EzTeIuHYo Python Data Science Project: https://www.youtube.com/watch?v=9-IQJu-6vhw MySQL Course: https://www.youtube.com/watch?v=3HX9rOQiKOs Join to the data discord server: https://discord.gg/BaVm6Rt4h8 My website: https://www.onurbaltaci.com 00:00:00 Intro 00:00:35 Dataset Card 00:02:37 Data Science Project 01:05:21 Outro