Is a 401(k) the Best Way to Save for Retirement? Find Out Now 💡

💵 Start eliminating debt for free with EveryDollar - https://ter.li/3w6nto

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or send us a message - https://www.ramseysolutions.com/shows/the-ramsey-show/email

Next Steps:
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan - https://ter.li/5h1r0i
📱Download your free Ramsey Network app today! - https://ter.li/cvqzyb

Explore More Shows from Ramsey Network:
🎙️ The Ramsey Show ⮕ https://ter.li/rqwdws
🍸 Smart Money Happy Hour ⮕ https://ter.li/tmj3vq
🧠 The Dr. John Delony Show ⮕ https://ter.li/s5yazz
💰 George Kamel ⮕ https://ter.li/dc2gee
💡 The Rachel Cruze Show ⮕ https://ter.li/a6emrr
🪑 Front Row Seat with Ken Coleman ⮕ https://ter.li/iwafu6
📈EntrLeadership ⮕ https://ter.li/g7s9g0

Ramsey Solutions Privacy Policy
https://www.ramseysolutions.com/company/policies/privacy-policy

Product Links:
Total Money Makeover: https://store.ramseysolutions.com/money/books/the-total-money-makeover-by-dave-ramsey/?srsltid=AfmBOoo2L31D-687kUhfmOl5i3Fqdvg1-OOGrpbPon6EC39aAzApbjLOxnA&utm_content=YT3-IvUl-f4l4INXlgfLQgc9ox5Xk470NzVmZgrxkiXbZfl6HRQIUuuFNvgKJZMIkm3jxhMQXTGoAcYjz1sDGEipNhfKGriwy50wnMuD81qYWw&utm_term=UC7eBNeDW1GQf2NJQ6G6gAxw&utm_medium=product_shelf&utm_source=youtube
Questions for Humans: Couples https://store.ramseysolutions.com/personal-growth/conversation-cards/questions-for-humans-couples/?srsltid=AfmBOore7pM0L47JFSh7OSi3Cdnvxue8GRIcldeUp3V8--1WaVuPrETmpfo&utm_content=YT3-bsTwF3W0jeyJenG6oNzdmHnQIB4G7Cwa0c1-8j3S2ai2J_GbucWXrlG6asDVn1ueu-qARHIWlDtM5McH4QGuo8my9YWQ2umsZxha9bTWpA&utm_term=UC7eBNeDW1GQf2NJQ6G6gAxw&utm_medium=product_shelf&utm_source=youtube
New! 2025 Ramsey Goal Planner: https://store.ramseysolutions.com/personal-growth/books/ramsey-goal-planner/?srsltid=AfmBOorw-BZsoX-FVD1QT7J1C2Az05oKd1y9ymklJ0h9xOQEDuNzZn8EJzQ&utm_content=YT3-eCsuX4-xiw9nfO5Oiy-CsrB4R2O9jVuTxzvrzxnxHPEZb9Ps_CpVH1Wm7of6z8nPEwY8C-lpWFDY_9vD7llBPDyH6-iGiRlOy3J7XKGkPA&utm_term=UC7eBNeDW1GQf2NJQ6G6gAxw&utm_medium=product_shelf&utm_source=youtube
EveryDollar Premium Version Physical Gift Card: https://store.ramseysolutions.com/money/tools-and-apps/everydollar-premium-version-physical-gift-card/?srsltid=AfmBOoo_RBWRiiPGVBR7xldQrImoxA-CLIJP0qrzPWOC835Ed7uFBzpzO7w&utm_content=YT3-drDoqITgDdvNqvnLYSlEb6us6pragGlaGzJ7gDN7vUmJ5D-QYeZwq6Wb5qy_aPjQaf1UyCIBOSQuq3qK5uWclNTF3YN3Pc7oMFeXs8R5gA&utm_term=UC7eBNeDW1GQf2NJQ6G6gAxw&utm_medium=product_shelf&utm_source=youtube
Baby Steps Millionaires: https://store.ramseysolutions.com/money/books/baby-steps-millionaires/?srsltid=AfmBOooQ-z7E0NCmlTreR5hZRmnlyqw65if-f-FefSFRdQMKHeH2-0zn5ME&utm_content=YT3-k_9UjCya_igJcwUqvnKrz18DqX4JYUrSGSZqELgGGj3btkkH5Wfta0rcYhd8dpQSDYGmWXb6d_igYmsH9NMy8HnW6rn3vmioW03rlpMW_g&utm_term=UC7eBNeDW1GQf2NJQ6G6gAxw&utm_medium=product_shelf&utm_source=youtube
Building a Non-Anxious Life https://store.ramseysolutions.com/personal-growth/books/building-a-non-anxious-life-by-dr-john-delony/?srsltid=AfmBOoqBOPJsdZytDjwoEUrj9hYI0YYTFacFpAGKhiFB4f3CQ_HagdyKDXg&utm_content=YT3-Mazzp2MBOZrHQ1zDS_EwoI7Jmd4kuFeJAjp1uV_mfHxL5k9ZfKQGm5xWuUjryhG2PntDrCYZ9adtGtnMpixSU-TCH8U26lHJSMXR5iMUQg&utm_term=UC7eBNeDW1GQf2NJQ6G6gAxw&utm_medium=product_shelf&utm_source=youtube
New! Breaking Free From Broke https://store.ramseysolutions.com/money/books/breaking-free-from-broke-by-george-kamel/?srsltid=AfmBOoqg2tmzTJm-QJLkfwvZyyO4Ur5CoJsDMo1xb_VXoKMIyhgA2nA0NSs&utm_content=YT3-ezsswV9tyVa8rWh_0AQ2dDgHPSnGJ88GFyKnAzXkuIiXbw6kHEoqcpKndrO03ygdQ3_fsS_tAsKrZ0bcibDgAHXMx-DPRRBDj3QUiGo9-A&utm_term=UC7eBNeDW1GQf2NJQ6G6gAxw&utm_medium=product_shelf&utm_source=youtube
New! Get Clear Career Assessment: Find the Work You’re Wired to Do https://store.ramseysolutions.com/business-and-career/books/get-clear-career-assessment-by-ken-coleman/?srsltid=AfmBOoq-R1r9adZL5ANIxetJ5xuLfsDkSw0CVLyrmOL0d9gNUF2CEoWogLE&utm_content=YT3-khaXlZkd7NOrpVpq8EUY5f_HNrWBxWdek5FqKGwv7sil68ynkwfD0nuy-NlQSu9e1RN6lrZRxQQd7mJ_r4E5SUmG_lLemxqj1VGKrZkpow&utm_term=UC7eBNeDW1GQf2NJQ6G6gAxw&utm_medium=product_shelf&utm_source=youtube
Know Yourself, Know Your Money https://store.ramseysolutions.com/money/books/know-yourself-know-your-money-by-rachel-cruze/?srsltid=AfmBOoqgDh-mskdwDrspH-8GTQXkiaKs7-1pETlHnKjDDdTQUsBE5l8EwEA&utm_content=YT3-HBGCZgJLk2WLUDwSaC0UL-CR043IdPoZ73a5g4grlZCUl8LZAD4DP1FRkBeBbIPmWR4RPG_vLcKOLcWtBUxrTSWZefdn0RsGLl0VRBActg&utm_term=UC7eBNeDW1GQf2NJQ6G6gAxw&utm_medium=product_shelf&utm_source=youtube