Hard Decisions Today Prevent Bigger Problems Later

💵 Money question? We’ve got your answer. Try Ask Ramsey for free today. → https://www.ramseysolutions.com/?utm_source=youtube_the_ramsey_show&utm_medium=organic_video&utm_campaign=ffp-askramsey&utm_term=ramsey_network_bu&utm_content=ramsey%20network%20-%20description%20-%20getanswers%20-%20010126
https://ramsey.solutions/eqlov6

Dave Ramsey and Jade Warshaw answer your questions and discuss:
- “My husband is angry with me and wants me to move out until he cools down”
- “Should I become an authorized user on my employer’s company credit card?”
- “How much extra should we put toward paying off our home?”
- “How do I navigate student loan debt that my mom took out in my name?”
- “How do I get out of debt?”
- “Should I hold off on getting married to my boyfriend because of his financial situation?”
- “How do I pursue home ownership with these current crazy prices?”
- “I’m $53,000 in debt and I can’t afford my bills after my income got cut”
- “What should I do with a significant pay increase?”
- “My mom lives in my home and I am getting married soon. Should I buy a second home for my fiancée and me?”
- “Should I take out a loan to buy a car?”

From Today's Episode:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
📘Get your copy of What No One Tells You About Money today - https://ramsey.solutions/x627pp
💵 Register for our Take Back Your Money in 2026 livestream for free - https://ramsey.solutions/6fbehd

Helpful Resources from Ramsey Solutions:
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan - https://ter.li/p3qkzb
💵 Start eliminating debt for free with EveryDollar - https://ramsey.solutions/kbrvli
🏘️ Find a Ramsey Trusted Real Estate Agent- https://ter.li/gmulft
📊 Free Tools & Resources to Help You With Investing – https://ter.li/st2jne

Connect with our Sponsors:
- Stop paying more and start shopping smarter at ALDI ⮕ https://ALDI.us
- Get 10% off your first month of BetterHelp ⮕ https://www.betterhelp.com/RamseyRadio
- Go to Boost Mobile to switch today! ⮕ https://www.boostmobile.com/ramsey
- Go to Casper Sleep and use promo code RAMSEY to learn more. ⮕ https://www.Casper.com/Ramsey
- If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% off.
- Learn more about Christian Healthcare Ministries ⮕ https://www.chministries.org/budget
- Get started today with Churchill Mortgage ⮕ https://www.churchillmortgage.com/
- Get 20% off when you join DeleteMe ⮕ https://www.joindeleteme.com/Ramsey
- FAIRWINDS Credit Union exclusive account bundle ⮕ https://www.fairwinds.org/ramsey
- Debt collectors hassling you? Take back control of your life at Guardian Litigation Group ⮕ https://www.GuardianLit.com/Ramsey
- Find top Health Insurance Plans at Health Trust Financial ⮕ https://www.HealthTrustFinancial.com
- Use code RAMSEY to save 20% at Mama Bear Legal Forms ⮕ https://www.MamaBearLegalForms.com
- Visit NetSuite today to learn more ⮕ https://www.netsuite.com/Ramsey
- Call 844-2-RAMSEY to get started with YRefy ⮕ https://www.Yrefy.com/Ramsey
- Visit Zander Insurance for your free instant quote today ⮕ https://www.zander.com/

Explore more from Ramsey Network:
💸 The Ramsey Show Highlights ⮕ https://ter.li/tp4w1h
🧠 The Dr. John Delony Show ⮕ https://ter.li/9l5k9g
🍸 Smart Money Happy Hour ⮕ https://ter.li/dre4oa
💡 The Rachel Cruze Show ⮕ https://ter.li/roya3c
💰 George Kamel ⮕ https://ter.li/2ma765
🪑 Front Row Seat with Ken Coleman ⮕ https://ter.li/pz4wbn
📈 EntreLeadership ⮕ https://ter.li/proqeb

Ramsey Solutions Privacy Policy
https://www.ramseysolutions.com/company/policies/privacy-policy

Products:
Breaking Free From Broke: https://ter.li/erxgtw
Baby Steps Millionaires: https://ter.li/lc5vki
Build a Business You Love: https://ter.li/gqi49q
Better Than I Deserve YETI® 20 oz. Tumbler in Blue: https://ter.li/k3f3xj
Get Clear Career Assessment: Find the Work You’re Wired to Do: https://ter.li/5x7gbn
Total Money Makeover: https://ter.li/0rvomx
I’m Glad For What I Have by Rachel Cruze: https://ter.li/1wo64p
Smart Money Smart Kids: https://ter.li/jyghza
EveryDollar Premium Version Physical Gift Card: https://ter.li/36f9b6
Questions for Humans: Intimacy https://ter.li/jcaqu4
Money’s Not a Math Problem Quick Read: https://ter.li/cykbq5