Financial Success Requires Sacrifice | Dec 16, 2025

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Dave Ramsey answers your questions and discusses:
- “How do I grow my Turo business?”
- “How do I talk to my boyfriend about his irresponsible spending?”
- “What should I do with the extra income after paying off my home?”
- “Should I pause baby step 2 so I can cashflow college for my son?
- "I am a 30-year-old widower with nothing saved for retirement."
- "How do I start investing for my future?”
- “My department is facing layoffs, should I go back to school?”
- “What is the downside of putting less than 20% down on a home?”
- “How do my fiancé and I prioritize buying a home, getting married and paying off debt?”
- “Can we skip buying teacher Christmas presents while in baby step 3?”
- “How should I pay my escrow shortage?”
- “We make $200,000 a year but we are still living paycheck-to-paycheck”
- “Should we use our emergency fund to buy a gun?”
- “Should we use our inheritance to pay off all our debt?”
- “How do I start investing?”

From Today's Episode:
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