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UOB ONE Current Account https://hmsg.link/oneaccount
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CREDIT CARDS & PAYMENT APPS
💳 Credit Cards Affiliate Links (Singsaver gifts) https://t.me/sgpromocode
💨 Dash PET 1.5% interest CODE DASH-RXQ45 https://hmsg.link/dash
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☯️ YouTrip ($5 Bonus) https://hmsg.link/youtrip
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💳 CardUp Use WAIKITC316 to get S$30 off the CardUp fee for first payment https://app.cardup.co/users/sign_up
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😻 Favepay https://hmsg.link/fave
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💴 Instarem Amaze https://hmsg.link/amaze
🙏Trust Bank Code: HUQPC614 https://www.trustbank.sg
🪺 Nestia $0.50 off SG-QR https://hmsg.link/nestia
🛒 NTUC Union https://hmsg.link/ntucunion
E-COMMERCE & SHOPPING
🛍 Lazada https://hmsg.link/lazada
🛍 Qoo10 https://hmsg.link/Qoo10
🛍 Shopback $5 https://hmsg.link/shopback
🛍 Shopback Pay Later $11 OFF https://hmsg.link/SBpaylater
⭐️ CapitaStar App $5 https://hmsg.link/capitastar
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🐠 Marina Square $5 referral code EoQjdG
ROBO-ADVISORS
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Disclaimer: Information provided in the video are not meant to be taken as professional financial advice and are strictly for entertainment purposes only. The content shared is based on the creator’s personal experience and results may vary from each individual’s personal finance situation i.e. DYOR
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Last video, I talked about OCBC 360 having the highest interest savings account at 4.65% p.a. and many of you have opened it and even told your HR to change bank account for salary credit.
BUT NOW, UOB One finally made their move to dethrone OCBC 360 as the highest interest savings account since 1 Dec 2022. And I’ll share with you, why it is the best now and watch till the end for special promo.
Headline rate 7.8% p.a. but don’t be fooled
- UOB practices tiered interest rate, so 7.8% is for the highest tier
Best Savings Account for both Employees and Self-Employed persons with the least requirements
Employees with Salary Credit
- Min $1600 Salary credit with code “GIRO-SALARY” or “PAYNOW-SALA” *new*
- Min Spend $500 on selected UOB Debit & Credit Cards
Eligible Credit Cards: UOB One, UOB Lady’s, UOB EVOL (NOT UOB Absolute Cashback)
Eligible Debit Cards: UOB One Debit, UOB Lady’s Debit, UOB Mighty FX Debit
With $100,000 savings, & fulfilling all criteria, you will earn EIR 5% p.a. (Better than OCBC 360 4.65%)
$100,000 * 5% = $5000 per year
Interest per month = $417
Semi-Passive income better than dividend investing without the market risk
Self-Employed Persons without Salary Credit
- 3 GIRO Debit Transactions (Bill payment like Telco, Credit Card, Insurance, Tax)
- Min Spend $500 on selected UOB Debit & Credit Cards
EIR 4% p.a. on $75,000 (above $75,000 only get 0.05%)
$75,000 * 3% = $2250 per year
Interest per month = $188 (Still not bad)
https://www.uob.com.sg/personal/save/promotion/casapromo.page
UOB 12 Gifts of Christmas Savings Promotion
Step 1: Register your participation from 1-5 December 2022
Step 2: Deposit a minimum of S$30,000 in Incremental Fresh Funds in an Eligible Account by 31 December 2022
Which credit card to choose?
UOB EVOL https://hmsg.link/uobevol
UOB Lady https://hmsg.link/uoblady
UOB ONE Card https://hmsg.link/uobonevisa
#Sponsoredby #Webull