Master Credit Risk Modeling with Python & Machine Learning β Complete Step-by-Step Guide π
Learn how to build a robust Credit Risk Modeling system from scratch using Python and Machine Learning. Perfect for data scientists and finance professionals looking to enhance their skills!

Data Science with Onur
6.4K views β’ Aug 23, 2025

About this video
In this project, weβll build a Credit Risk Modeling system using Python and Machine Learning from scratch. Youβll learn how to process real-world financial data, apply Scikit-learn for model training, and deploy an interactive dashboard with Streamlit. Whether youβre a beginner in data science or preparing for interviews, this step-by-step tutorial will help you understand how to evaluate credit risk, handle imbalanced datasets, and create a complete end-to-end data science project in Python.
Dataset: https://www.kaggle.com/datasets/kabure/german-credit-data-with-risk
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You can check the channel playlists for more videos like this. Data Science YouTube Playlists:
Data Science Full Courses & Projects: https://youtube.com/playlist?list=PLTsu3dft3CWiow7L7WrCd27ohlra_5PGH&si=aPLdKzzm6d3STiVw
Machine Learning Tutorials (Python Scikit-learn): https://youtube.com/playlist?list=PLTsu3dft3CWhSJh3x5T6jqPWTTg2i6jp1&si=wUQEzzLtGCQMofP5
AI Tutorials (LLMs, LangChain and OpenAI): https://youtube.com/playlist?list=PLTsu3dft3CWhAAPowINZa5cMZ5elpfrxW&si=eB977ZjQ9P6Tg-zY
Data Analysis Tutorials (Python Pandas): https://youtube.com/playlist?list=PLTsu3dft3CWhwPJcaAc-k6a8vAqBx2_0t&si=c-xOry-7zyTxc2VJ
Data Science Interview Exercises (Questions & Answers): https://youtube.com/playlist?list=PLTsu3dft3CWhXwqyqlHvAuaiIuZ1NHS2P&si=-SZJIS9xxnClX9Xg
Data Science & Machine Learning Projects: https://youtube.com/playlist?list=PLTsu3dft3CWg69zbIVUQtFSRx_UV80OOg&si=_iZwYDowXBUE5I-9
Python Time Seires Analysis: https://youtube.com/playlist?list=PLTsu3dft3CWibrBga4nKVEl5NELXnZ402&si=Y28xzOF25F_aR37f
Natural Language Processing (NLP): https://youtube.com/playlist?list=PLTsu3dft3CWjYPJi5RCCVAF6DxE28LoKD&si=2-gVxeZ-SxniCNMf
Deep Learning with PyTorch: https://youtube.com/playlist?list=PLTsu3dft3CWghrjn4PmFZlxVBileBpMjj&si=ERBNHuuI7BPNx_EF
Check my Data Science courses from here: https://www.onurbaltaci.com/courses
Udemy Courses
Data Science Projects: https://www.udemy.com/course/data-science-projects-3/?referralCode=AEC736448BA104C3EC3F
Data Analysis Interview: https://www.udemy.com/course/data-analysis-interview/?referralCode=3270B750A08BE82F7994
Python for Data Analytics: https://www.udemy.com/course/python-for-data-analytics/?referralCode=0782B89299FFF7561184
Machine Learning with Python: https://www.udemy.com/course/python-machine-learning-course/?referralCode=09455A4817E14D6B83D8
Python Programming: https://www.udemy.com/course/python-basics-i/?referralCode=3C8A77721CCEA802B372
Time Series Analysis: https://www.udemy.com/course/python-for-time-series/?referralCode=439816EE7E65C91F1B55
Natural Language Processing (NLP): https://www.udemy.com/course/python-natural-language-processing/?referralCode=AFFEAA30617CA01E6819
I share Data Science content (short videos, articles and projects) on Instagram: https://www.instagram.com/datascience_101/
Some other videos I published:
Python Data Science Bootcamp (7+ Hours): https://www.youtube.com/watch?v=6gDLcTcePhM
Python PySpark Big Data Analytics Course: https://www.youtube.com/watch?v=jWZ9K1agm5Y&t=2009s
Python Polars Big Data Analytics Course: https://www.youtube.com/watch?v=aiHSMYvoqYE
Python Plotly Data Visualization Course: https://www.youtube.com/watch?v=W_qQTKupZpY
Python Data Analysis Project: https://www.youtube.com/watch?v=xuSx4jpsTz8
Python Machine Learning Project: https://www.youtube.com/watch?v=47EzTeIuHYo
Python Data Science Project: https://www.youtube.com/watch?v=9-IQJu-6vhw
MySQL Course: https://www.youtube.com/watch?v=3HX9rOQiKOs
Join to the data discord server:
https://discord.gg/BaVm6Rt4h8
My website: https://www.onurbaltaci.com
00:00:00 Intro
00:00:35 Dataset Card
00:02:37 Data Science Project
01:05:21 Outro
Dataset: https://www.kaggle.com/datasets/kabure/german-credit-data-with-risk
Thanks for watching my video. I share new Data Science videos weekly, you can subscribe for more videos like this.
You can check the channel playlists for more videos like this. Data Science YouTube Playlists:
Data Science Full Courses & Projects: https://youtube.com/playlist?list=PLTsu3dft3CWiow7L7WrCd27ohlra_5PGH&si=aPLdKzzm6d3STiVw
Machine Learning Tutorials (Python Scikit-learn): https://youtube.com/playlist?list=PLTsu3dft3CWhSJh3x5T6jqPWTTg2i6jp1&si=wUQEzzLtGCQMofP5
AI Tutorials (LLMs, LangChain and OpenAI): https://youtube.com/playlist?list=PLTsu3dft3CWhAAPowINZa5cMZ5elpfrxW&si=eB977ZjQ9P6Tg-zY
Data Analysis Tutorials (Python Pandas): https://youtube.com/playlist?list=PLTsu3dft3CWhwPJcaAc-k6a8vAqBx2_0t&si=c-xOry-7zyTxc2VJ
Data Science Interview Exercises (Questions & Answers): https://youtube.com/playlist?list=PLTsu3dft3CWhXwqyqlHvAuaiIuZ1NHS2P&si=-SZJIS9xxnClX9Xg
Data Science & Machine Learning Projects: https://youtube.com/playlist?list=PLTsu3dft3CWg69zbIVUQtFSRx_UV80OOg&si=_iZwYDowXBUE5I-9
Python Time Seires Analysis: https://youtube.com/playlist?list=PLTsu3dft3CWibrBga4nKVEl5NELXnZ402&si=Y28xzOF25F_aR37f
Natural Language Processing (NLP): https://youtube.com/playlist?list=PLTsu3dft3CWjYPJi5RCCVAF6DxE28LoKD&si=2-gVxeZ-SxniCNMf
Deep Learning with PyTorch: https://youtube.com/playlist?list=PLTsu3dft3CWghrjn4PmFZlxVBileBpMjj&si=ERBNHuuI7BPNx_EF
Check my Data Science courses from here: https://www.onurbaltaci.com/courses
Udemy Courses
Data Science Projects: https://www.udemy.com/course/data-science-projects-3/?referralCode=AEC736448BA104C3EC3F
Data Analysis Interview: https://www.udemy.com/course/data-analysis-interview/?referralCode=3270B750A08BE82F7994
Python for Data Analytics: https://www.udemy.com/course/python-for-data-analytics/?referralCode=0782B89299FFF7561184
Machine Learning with Python: https://www.udemy.com/course/python-machine-learning-course/?referralCode=09455A4817E14D6B83D8
Python Programming: https://www.udemy.com/course/python-basics-i/?referralCode=3C8A77721CCEA802B372
Time Series Analysis: https://www.udemy.com/course/python-for-time-series/?referralCode=439816EE7E65C91F1B55
Natural Language Processing (NLP): https://www.udemy.com/course/python-natural-language-processing/?referralCode=AFFEAA30617CA01E6819
I share Data Science content (short videos, articles and projects) on Instagram: https://www.instagram.com/datascience_101/
Some other videos I published:
Python Data Science Bootcamp (7+ Hours): https://www.youtube.com/watch?v=6gDLcTcePhM
Python PySpark Big Data Analytics Course: https://www.youtube.com/watch?v=jWZ9K1agm5Y&t=2009s
Python Polars Big Data Analytics Course: https://www.youtube.com/watch?v=aiHSMYvoqYE
Python Plotly Data Visualization Course: https://www.youtube.com/watch?v=W_qQTKupZpY
Python Data Analysis Project: https://www.youtube.com/watch?v=xuSx4jpsTz8
Python Machine Learning Project: https://www.youtube.com/watch?v=47EzTeIuHYo
Python Data Science Project: https://www.youtube.com/watch?v=9-IQJu-6vhw
MySQL Course: https://www.youtube.com/watch?v=3HX9rOQiKOs
Join to the data discord server:
https://discord.gg/BaVm6Rt4h8
My website: https://www.onurbaltaci.com
00:00:00 Intro
00:00:35 Dataset Card
00:02:37 Data Science Project
01:05:21 Outro
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Video Information
Views
6.4K
Likes
208
Duration
01:05:38
Published
Aug 23, 2025
User Reviews
4.6
(1)