2025 Student Debt Crisis: Millions Face Default and Financial Strain 💸

U.S. student debt pressures are peaking in 2025. Nearly twenty nine million borrowers are seriously delinquent and more than four million are near default, while collections have resumed. Many under forty five still expect to repay within a year, but success will hinge on planning payments and using tools like consolidation, income driven plans, and deferment to stay on track.