💥 Groww IPO Analysis 2025 | Big Brand, Big Exit! Apply or Avoid? | Valuation, Risks Explained

"Welcome to Rupayi, your go-to destination for empowering content on personal finance, wealth management, taxes, and more! 🚀 Explore insightful videos and shorts designed to enhance your financial literacy and make informed decisions. Our Telegram Channel Join Link : https://t.me/RupayiTeluguOfficial Beware of Fake channels, Join using this link only. Our Fyers Referral link.. • Fyers (Smart Orders): https://signup.fyers.in/?utm-source=AP-Leads&utm-medium=AP0209 Groww IPO FULL ANALYSIS (Telugu) — Ee video lo manam Groww IPO ni deep ga decode chestham — business model, FY24 one-off loss explanation, FY25 real profit, OFS vs Fresh issue, valuation comparison, growth levers (MTF, SIP, lending) and major red flags (big OFS, regulatory & lending risk, ARPU issue). Dimpu — Mouli style lo simple ga, point-by-point. Video highlights • IPO Dates: 4 Nov – 7 Nov 2025 • Price Band: ₹95 – ₹100 • Lot Size: 150 shares (min ≈ ₹15,000) • Issue Size: ₹6,632 cr (Fresh Issue ₹1,060 cr | OFS ₹5,572 cr) • Key points: FY24 one-offs (deferred tax + ESOP) → FY25 adjusted profit ≈ ₹1,700 cr (real growth ≈ 20% yoy) • FY25 RONW ≈ 37.6% • Retail quota limited (10%) — listing pressure likely. Naa final take (summary) Groww = strong brand + massive retail reach + profitable fintech platform. Kani huge OFS, premium valuation vs peers, regulatory & lending risks — ee points ni manam ignore cheyyakudadhu. ➡️ For long-term investors: Consider at right price (growth at a premium). ➡️ For listing-gain chasers: Positive GMP, limited retail quota — short-term pop possible but not guaranteed. SEBI DISCLAIMER (MUST READ) Ee video informational and educational purposes ki matrame. Nenu SEBI-registered advisor kadu. Investment decisions teesukundaniki mundu me SEBI-registered financial advisor ni consult cheyyandi. All investments carry risk. If you liked this video: 👍 Like — Share — Subscribe 💬 Comments lo mee doubts & questions petti — neenu reply chestanu 🔔 Bell icon press chesi new videos miss avvakandi #GrowwIPO #Groww #IPOAnalysis #TeluguFinance #StockMarketTelugu #FintechIPO #InvestingTelugu #IPO2025 #ListingGains #SEBI #FinTech 🌐 Dive into topics like budgeting, investments, tax strategies, and wealth-building tips. Our expert insights and practical advice aim to guide you towards financial success. 📈 Subscribe now to stay updated on the latest trends, strategies, and hacks in the world of personal finance. Join our community as we navigate the path to financial freedom together! Our Referral links.. • Fyers (Smart Orders): https://signup.fyers.in/?utm-source=AP-Leads&utm-medium=AP0209 Disclaimer This content is for educational purposes only and does not constitute financial advice or investment recommendations. • The views and analysis shared in this content are based on personal research and are intended to educate viewers about the stock market. • Always consult a certified financial advisor or conduct your own research before making any investment decisions. • The creator of this content is not responsible for any financial losses or gains resulting from the use of this information. Stock markets are inherently risky, and past performance is not indicative of future results. This content adheres to YouTube’s Community Guidelines and aims to provide value through educational analysis and insights. For any concerns or inquiries, please contact us directly. Follow Our Playlists. Tax Saving Tips & Tricks : https://www.youtube.com/playlist?list=PLGyz8pPrShjWwiHGGfkY7KxCQ2d-80Cbi 💡 Have a specific topic you'd like us to cover? Drop your suggestions in the comments below! Let's embark on this financial journey together. 💪💰"