9 Money Tips I Wish I Knew in My 30s 💡

Here are 9 money lessons I really wish I understood in my 30s. These are the things that would’ve saved me stress, helped me avoid some mistakes, and completely changed how I approached my finances in a decade that matters more than most people realize. I hope they give you something to think about!

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WHO AM I?
Hello 👋 I’m Humphrey, I used to be a financial advisor, worked in gaming/tech, and started my own eCommerce business. I make practical, rational content on investing, personal finance, the news, and much more with a data-backed approach. My goal is to help you with financial literacy and creating wealth.

PS: I am no longer a current Financial Advisor, any investment commentary are my opinions only. Some of the links in this description are affiliate links that I do receive a commission for & they help support the channel!

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⏱️ Timestamps:
0:00 - Start Here
0:11 - Increase Income Instead Of Cutting Costs
1:15 - You Need Less Money Than You Think
3:01 - Experience Over Material Items
4:16 - Add 10% Rule
5:14 - Do Not Buy Depreciating Assets With Debt
7:07 - Claim Your Prior-Year IRA Window
8:04 - Peace Of Mind Has Financial Value
9:51 - Capital Losses Carry Forward Indefinitely
11:48 - Your Genius Friend Isn't A Genius