Unlocking Student Loan Forgiveness: What You Need to Know 💡

Jay Fleischman is a student loan lawyer who's been helping borrowers tackle financial challenges for over 25 years. Licensed in New York and California, Jay has trained hundreds of attorneys to support borrowers and has been a leader in protecting consumer rights after bankruptcy. In this video, you'll cut through the noise around student loan myths spreading on TikTok, especially the confusion about FERPA and disputing loans on your credit report. You'll also learn the straightforward truth about student loan forgiveness paths like income-driven repayment, Public Service Loan Forgiveness (PSLF), disability discharge, borrower defense, and why bankruptcy is becoming a viable strategy for managing student loan debt. RESOURCES How FERPA Works: https://www.tateesq.com/learn/student-loan-dispute-ferpa-tiktok Trump's Plans to Overhaul Student Loans: https://www.tateesq.com/learn/trump-administration-eyes-major-changes-student-loan-plans How to File Student Loan Bankruptcy: https://www.tateesq.com/learn/can-you-file-student-loan-bankruptcy CONNECT WITH STANLEY Website: https://tateesq.com LinkedIn: stanleytate CONNECT WITH JAY Website: https://www.moneywiselaw.com/ Tik-Tok: @moneywiselawyer Instagram: @moneywiselaw TEAM Founder + Host: Stanley Tate Editor: Patrick Kevin Angeles Thumbnail Artist: Keanu Rafil TIMESTAMPS 00:00 - Introduction & Guest Background 01:18 - The FERPA Myth on TikTok 04:00 - Why Student Loan Misinformation Spreads on Social Media 09:48 - The Credit Report Dispute Misconception 14:21 - Legitimate Student Loan Forgiveness Options 16:59 - Bankruptcy as a Student Loan Strategy 17:33 - Concerns about PSLF’s Future 24:06 - 25-Year Forgiveness and the One-Time Account Adjustment 33:10 - Why Disability Discharge Is Overlooked by Older Borrowers 36:59 - Psychological Barriers to Loan Forgiveness 39:52 - Bankruptcy: Increased Judicial Flexibility and Opportunity 42:46 - Closing Thoughts